Professional Liability Insurance in Guatemala | Prointel

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Businesses

Professional Civil Liability Insurance

Comprehensive Liability solutions tailored to your operation.

Protect your business against damage, errors and liabilities.

Every company is exposed to situations where it may cause harm to third parties, whether through its operations, its products, its decisions, or its processes.

The consequences can range from property damage or injuries to financial losses or reputational harm.

At Prointel we design Liability coverages that protect your company against these scenarios, tailored to the specific nature of your business.

Protects against material damage or injury caused in the company’s daily operations.

It includes coverages such as:

  • Premises and operations
  • Employer’s liability
  • Fire and explosion
  • Injury to third parties

These coverages are triggered when there is:

  • Material damage
  • Injury or death


It is the foundation of protection that every company should have.

Protects against errors, omissions, or decisions that cause financial losses to third parties.

  • Does not require physical or material damage
  • Focuses on the financial impact caused by professional activity


Especially relevant for service, advisory, and consulting companies.

Protection during the execution of construction or installation projects.

  • Covers damage to third parties during the development of the works
  • Forms part of construction and erection policies


Secures operations on projects with high operational risk.

Protects against damage caused by products after they have been delivered.

It is triggered when:

  • A product causes material damage
  • It causes injury to a third party


Essential for companies that manufacture, distribute or market products.

Protection against risks associated with the use of technology and data handling.
Includes:

  • System failures
  • Loss or exposure of information
  • Technological interruptions
  • Errors in digital services


Increasingly relevant for companies that depend on technology or handle sensitive information.

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